Archive for March, 2008



Resolved Question: I need a loan?

Tuesday 25 March 2008 @ 11:11 pm
Recently I have been trying to figure out a way to get all my debt squared away. I'm $1,000 in debt and my husband owes the IRS $2,700 for a mistake that h&r block made on his taxes in 2006. We are trying to get h&r block to pay for the mistake. We want to pay that off then try to settle it after that cuz if we end up having to pay for it, we don't want our interest to be high. I want to take a loan out for $5,000 to get caught up on all bills and get other things paid that aren't due right now. But it will take care of all our bills for a while. We are vary financially stable right now. I am planning paying $500/month towards these bills and I just want one payment instead of paying all different places. My credit is pretty bad and his isn't bad but he is away and cant get a approved loan right now (he is in the military) so I have to do it myself. Is there any place that would allow me to get a loan of $5,000 with bad credit? And I don't think I can get a co-signer. And I don't want anything like A Debt Consolidation. I just want a loan where I receive the cash. When I say "pay my bills for a while" I mean it will take care of all debts and put money away for extra if needed. As of now we each have a cell phone bill to pay and smaller bills. Nothing too big. I don't have rent because I am living at my fathers house until we move to our permenant duty station within the next couple months. I figure putting $500/month towards this would be excellent. It would get this loan paid off in around a year. This way we still have his income and my income left to put away for saving. I have budgeted and everything seems good. With paying the $500/month plus bills, we will be left with a total of $3000/month left.



Resolved Question: I own heriditory property in Chennai. The land belongs to temple for which land rent is being paid monthly?

Tuesday 25 March 2008 @ 10:21 pm
I own heriditory property in Chennai which was purchased in the year 1955. The building belongs to us. The land belongs to one temple which comes under H R Board. Major portion of the land in the whole street where my house is situated belongs to the same temple only and the building owners are paying nominal rent for the land so far. For the portion of my land, I am paying a nominal rent of Rs. 100/ pm. I am paying the corporation tax, water charges, EB bill etc. regularly for the building which I own and receipts obtained in my name only. Since the land belongs to temple, even though I am paying nominal rent every month without fail, suddenly the temple trustees are demanding an enmorous rent of Rs. 2000/ pm for the said land. The whole street is in problem now. Why they demand like this? Is there any legal provisions to curtail their demand? What I have to do? Is there any amendment with regard to temple land lease act for chennai. Any lawyers please advise me. Thanks.



Resolved Question: how much does H&R Block charge to do your taxes?

Monday 24 March 2008 @ 2:28 pm
i have never done my taxes before, and bought turbo tax, and its way confusing, i had a baby last year, so all my medical bills are deductibles, and now that i have a dependant, i have no clue what to do...how much does H&R Block charge ..? i only made about $20,000 last year..i was only part time during my pregnancy..



Resolved Question: National debt increasing $1.6 billion per day? What do you think of Ron Paul’s “Sunshine in Monetary Policy”

Sunday 23 March 2008 @ 8:21 am
Act? "While it is very easy to blame current energy prices on malevolent Arabs or sky-rocketing new home prices on greedy developers...We must face the fact that because of runaway spending, our dollar simply will not buy as much as it did a few years ago. The federal government is printing up money at unprecedented rates just to keep up with Bush's spending habits. The unconscionable behavior has de-valued our currency and is now translating into disastrous results for all Americans. Noted economist Anna Schwartz once wrote: "Periods of increased growth of the money supply such as 1914-1920, 1939-1948, 1967-1980 all corresponded with incredibly high rates of inflation. In November 2005, the Federal Reserve announced it would no longer publish the M3 money aggregate (the total amount of the U.S. dollar supply). Their press release claimed: "The costs of collecting the underlying data and publishing M3 outweigh the benefits." The announcement received absolutely no coverage from the mainstream news media. That announcement meant that we woud no longer know how much financial institutions as well as foreign nations hold in U.S currency. Congressman Ron Paul (R-TX) introduced a bill to force the Federal Reserve to disclose the M3. H.R. 4892 and was known as the Sunshine in Monetary Policy Act. Of course, there was very little support for this sensible legislation in the big spending Congress. Though the federal government claims the current rate of inflation is 4.3 percent, working Americans know better. However, considering the irrelevant and confused method in which the feds calculate the rate of inflation along with the omission of critical price information, it is little wonder the official rate makes no sense. The federal government uses the Consumer Price Index (CPI) to calculate the rate of inflation...Well, sort of. The CPI is derived by collecting prices of goods and services in 87 urban areas, 23,000 retail establishments, and 50,000 landlords and tenants. However, the government then omits some very pertinent data such as energy and food prices and refer rather to the 'core CPI.' Though housing prices have been rising at incredible rates over the last several years, the rate of inflation has never reflected the sky-rocketing costs because only rent is used as part of their equation. Actual home prices have never been included. Federal, state, and local income taxes are left out of the equation, as are gasoline and home heating oil prices. Education, insurance, and health care costs are either left out or vastly under-reported. While prices are increasing at a staggering rate, the economy is not growing and wages are stagnate. This is the dreaded condition known as 'stagflation.' A good indicator as to the strength of the dollar is by comparing it to other currencies. For example, the dollar has lost 75 percent of its value against the Euro since 2001, and 34 percent of its value against the Canadian dollar during the same period. Another sign that our currency is quickly weakening is the fact that the price of inported goods rose an astounding 11.4 percent in 2007 alone, which was the largest increase since the Import Price Index began 25 yeas ago. With President Bush and the Federal Reserve churning out U.S. dollars with all the thought given to making confetti, we are actually living through a period of hyper inflation with no end in sight. That may be why the federal reserve recently stopped publishing the M3 figures which shows the actual amount of U.S. dollars being held worldwide. In conclusion, President Bush along with quite possible the most corrupt Congress in U.S. history, has mortgaged not only our children's futre but that of our grand-children's as well. The next time you hear Bush preaching about morality, write a letter to the White House and ask him...Is it morally right to spend future generations into bankruptcy? http://www.americanchronicle.com/articles/56120 Would YOUR candidate DRASTICALLY cut spending and address monetary policy as necessary to fix this? nana it might if he didn't just consider that more room to buy, and by his tax raise plan, and his plan to give $800 billion to the UN to give out as it wants in other economies than our own, I'm suspecting he is thinking every dollar cut in Iraq is one he can spend somewhere else. meg, cite a single misrepresentation of data... typical, that is an easy charge to make, and it is untrue, so look into it.



Resolved Question: Taxes Question?

Saturday 22 March 2008 @ 7:57 pm
Monday, I'm going to head to H&R Block to have them do my taxes. I'm a dependent college student who made about 3,038 from working a summer job last year. About 200 of it was withheld for Federal Taxes. The only other form I have is a 1098-T From my university. A total of 4,480 was billed for "qualified expenses" and I received 11,862 in scholarships and grants. That amount includes amounts billed for qualified tuition and related expenses reported for the tax year relate to an academic period that begins in the 1st quarter (through March 31) of the next tax year. Am I going to end up owing the IRS money?



Resolved Question: Healthcare Bill H.R. 676?

Friday 21 March 2008 @ 6:44 pm
I'm looking into alternatives to the current healthcare system in place in the United States and am researching The United States National Health Insurance Act (HR 676). So far, I have not come across any arguments opposing this bill. Actually, I should say that I have not come across any legitamite arguments. This is for a research paper so I am trying to present all of the advantages and disadvantages to this plan, but I just can not find much information against it. The only argument I have found is the basic "We don't want the government's hands in our healthcare" but no specific reasons proposed as to why it would not work or why it would make things worse than they are now. Does anyone know of any disadvantages to this plan or have any links to articles that might be helpful? Thank you.



Resolved Question: With all the talk about racism: Where’s the outrage over the Cherokee Nation expelling all their Black members

Thursday 20 March 2008 @ 4:53 pm
This past spring the Cherokee Nation voted to expel ALL the Freedman (emancipated slaves) from their rolls. People may not be aware but Native Americans owned slaves too. In 1866 The Cherokee Nation signed a treaty that absorbed all the freed slaves into the Cherokee Nation. When asked about it, their answer was they want "pure" Native Americans, despite the fact many freedman intermarried with Cherokee indians, so some indeed have Cherokee blood. I guess it's just Black blood they don't want. Doesn't that remind you of the Nazi "Blood laws"? Can you imagine if US said it would expel everyone who wasn't blood related to the early settlers? They say they did it democratically thru voting (76 % voted in favor of expelling Blacks from the tribe) . Big deal! It's still racism IMO. There is a bill on the house floor (H.R. 2824) which wants to suspend federal money given to this tribe until they reverse their decision. They get approx 400 million from the federal govt each year. What do you think? Good idea?



Resolved Question: Remember a few months back when Christians were in a tizzy over H.R. 1592?

Tuesday 18 March 2008 @ 9:53 pm
Why were they so obsessed with this bill? They were convinced that it would impede what their pastors could say. Now, why was whatever bile their pastors preached against homosexuality okay, but a black preacher's anger towards what he sees as wrong not okay? What's the deal with that? Edit: *some* Christians... http://www.wnd.com/news/article.asp?ARTICLE_ID=55392 (((anarcho))) Berry: In both instances, we're talking about a preacher preaching against what he believes to be wrong. How could you miss that? And WHERE in the Bible is America even mentioned? Why is it wrong to damn warmongering, racism, slavery and social/economic injustice? Pretty much agreed, PMF :)



Resolved Question: Higher Gasoline Prices passed by the US House of Reps…?

Monday 17 March 2008 @ 7:32 pm
Why hasn't the mainstream news been reporting that the US House of Representatives passed H.R. 5351 by a 236-182 vote last week, the bill scrapped the tax deduction routinely given to the major integrated oil companies EXCEPT for Venezuela's Hugo Chavez's Citgo. See the story "Tax Cut For Hugo?" at: http://www.ibdeditorials.com/IBDArticles.aspx?id=289181621989466



Resolved Question: Have you seen Ron Paul’s health care plan? And you don’t have to wait until after the elections because he

Sunday 16 March 2008 @ 11:04 pm
already has it as a bill in Congress: "Dr. Paul’s “Comprehensive Health Care Reform Act” (H.R. 3343) according to DownsizeDC would: Give you a 100% refund from your taxes of every dollar you spend on medical care, including insurance premiums. Make it easier for your employer to deposit the money it now gives to the health insurance companies into a Health Saving Account that would belong to you This money would come to you tax free — you could use it to fund your health care and your insurance premiums This means your health insurance would belong to you, not your employer You would have the money to pay small medical expenses with your Health Savings Account, which would allow you to reduce your insurance premiums by buying a Major Medical Plan, instead of a Cadillac Plan You would also earn interest on the money in your Health Savings Account, tax free — you would get this interest instead of the insurance companies getting it (collecting interest on premiums is how the insurance companies make their money — these profits could be yours instead) Plus, you would become your doctor’s customer, instead of the government or your insurance company being your doctor’s customer This would place the consumer in charge, creating competition that would lower prices and improve quality What do you think? If you like it, just write to your Senator or House rep to vote accordingly. Or you can wait to see what you actually get from someone you elect at some point down the road. What do you think of it? Michael S, the idea is that you can insure individually but there would be nothing to keep you from having a group option through your employer if people prefered that. However, YOU would be the customer because you are the one in control of where your policy is placed and where your health care is served. gldm - what about this plan is bad? Do you think it is a harder compromise to reach than any of the other plans any candidate has proposed? Because I think it steps on a lot fewer toes and is much easier to achieve and have benefiting Americans while people argue endlessly about the others. Michael S. This also gives a full tax credit for what you spend on your own so you can direct pay, and whatever is in your account you direct pay. And you only get a policy if it works for YOU, so they would have to tailor policies which are now much more large employer tailored than individual tailored. The market concept carries to ins cos too. Now they more rarely deal w/ individuals and don't have to aim their product there. his divine shadow, what about the health plan? I'm not asking what you think of him as president... or what you think of his various disparate followers...



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